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Sinkhole insurance helps you avoid getting sunk with costs from sinkhole damage.

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Sinkholes are more common than you think. Safeguard your home with sinkhole insurance.

Is your home at risk of sinkhole damage?

Sinkholes most commonly occur because limestone or similar rock beneath the surface dissolves. When this happens, the results can range from minor cosmetic damage in road surfaces to the sinkhole swallowing up a car or even causing part of a home to collapse.

Coverage that fills in the gaps of your home insurance.

You should never assume your existing home insurance policy will cover sinkhole damage. Home insurance policies may cover catastrophic ground collapse, but this usually has heavy restrictions and may only cover the most dramatic sinkholes. If your policy does mention covering sinkholes, check if it is restricted to natural phenomena. If so, sinkholes relating to mining won’t be covered, for example.

What causes sinkholes?

Sinkholes occur when underground water supplies, which dissolve rock over time, forcing the ground to cave in.

What are the chances of sinkholes occuring?

Around a fifth of the land across the United States is at risk of sinkholes. While the chances are statistically low, sinkholes form across the world, so it’s still important to consider this coverage depending on your needs and where you live.

Don’t get caught off guard without sinkhole coverage.

Sinkhole insurance is one of those insurance policies where there’s a low chance you’ll need to make a claim, but if you do it could be for an extremely large amount. That’s why having this coverage as a backup is essential so that if your home is ever damaged or destroyed by a sinkhole, you may be able to recover.

Want to find out more about sinkhole insurance? Contact us for more information and to go over coverage options.